The right card, the moment you arrive.

Illumi notices where you are and tells you which card in your wallet earns the most there.

Coming soon to iPhone

You carry four cards and get about two seconds at the register. One of them earns the most here. Can you say which?

  1. 1

    You walk in.

    When you arrive at a store or restaurant, Illumi notices. You don't have to open anything.

  2. 2

    It checks your wallet.

    Illumi compares the rewards on every card you've added and picks the best one for that place.

  3. 3

    Your phone tells you.

    A notification names the card before you pay. Alerts are limited, and Illumi avoids repeating them for the same place.

Same dinner. Three times the points.

120points on a 1x card
360points on a 3x card

That's a $120 dinner on two different cards. Tap Used This Card and it counts toward your Saved This Month estimate.

See what nearby places are worth.

Open the map and every place around you is marked by what your wallet can earn there.

  • Green pays 5¢ or more per dollar
  • Gold pays 3¢ or more per dollar
  • Gray has no strong match

Four tabs. That's the app.

HomeThe best card for where you are, and what you've saved this month.
Illumi's Explore tab, listing nearby places and what each one earns.
ExploreNearby places by category, with favorites and alerts for each one.
Illumi's Wallet tab, with a rewards breakdown for Chase Sapphire Preferred.
WalletEvery card you carry, with a rewards breakdown for each.
Illumi's Profile tab, showing money saved, cards and settings.
ProfileYour savings, your cards, and how Illumi should behave.

Illumi only needs the name of your card.

It never asks for

  • Full card numbers
  • Expiration dates
  • Security codes
  • Bank logins
  • Transaction history
  • Contacts, photos, microphone or camera

We do not sell your personal information, and we do not share it for advertising.

Illumi does use your location, because that's how it knows where you've arrived. You can change or revoke that access at any time in iPhone Settings.

Read the privacy policy

Questions

Does Illumi need my card numbers?

No. You add a card by its name, such as Chase Sapphire Preferred. Illumi never asks for numbers, expiration dates or security codes.

Why does it ask for Always location access?

For notifications to reach you when the app is closed, iOS needs you to choose Always. You can change or revoke it at any time in iPhone Settings, but Illumi can't send location-based recommendations without it.

Does it connect to my bank?

No. Illumi doesn't use bank logins and doesn't see your transaction history. You tap Used This Card yourself when you want a purchase counted.

Will I get a lot of notifications?

Illumi limits how often it notifies you and avoids repeating alerts for the same place. You can also turn notifications off in iPhone Settings.

Stop guessing at the register.

Coming soon to iPhone